Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between Deens Wealth ("Company," "we," "us," "our") and you ("User," "you," "your"). By accessing, browsing, or using the Deens Wealth website located at wealth.deensgroup.com and any associated services (collectively, the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety.

If you do not agree to these Terms, you may not access or use the Website or services. If you disagree with any provision of these Terms, your sole remedy is to discontinue use of the Website.

2. Eligibility & Account Requirements

2.1 Age & Legal Capacity

By using the Website, you represent and warrant that:

• You are at least 18 years old (or the age of majority in your jurisdiction)
• You have the legal capacity to enter into binding contracts
• You are not prohibited by law from accessing or using the Website
• You are not located in any jurisdiction we have excluded from service

2.2 Accredited Investor Status

To participate in investment opportunities offered through Deens Wealth, you must be an accredited investor as defined by applicable securities laws, including SEC Regulation D, Rule 501. This requires:

• Individual annual income exceeding $200,000 ($300,000 with spouse), or
• Net worth exceeding $1,000,000 (excluding primary residence), or
• Other accreditation criteria under applicable securities laws

You certify your accreditation status by completing our verification process. Providing false information regarding accreditation status is a material breach of these Terms and may result in legal consequences.

2.3 Account Creation

To access certain features, you must create an account and provide accurate, complete information. You agree to:

• Keep your login credentials confidential
• Maintain accurate and current information in your account
• Notify us immediately of any unauthorized access to your account
• Accept responsibility for all activities and transactions under your account

3. Investment Disclaimers & Risk Acknowledgment

3.1 No Investment Advice

The Website and any materials provided are for informational purposes only and do not constitute investment advice, recommendations, or solicitation to buy or sell securities. Deens Wealth is not a registered investment advisor or broker-dealer. You should consult with qualified legal, tax, and financial advisors before making any investment decisions.

3.2 Risk Acknowledgment

Investment in real estate syndications and alternative investments involves substantial risk of loss. You acknowledge and accept the following risks:

• Market Risk: Real estate values, rental income, and property values may decline due to economic conditions, interest rates, and market cycles.
• Liquidity Risk: Investments are typically illiquid and may not be easily sold or redeemed. Exit opportunities are limited.
• Leverage Risk: Properties may be financed with debt. Falling values or reduced rental income could result in significant losses.
• Operational Risk: Property management, maintenance, and operational decisions affect returns.
• Regulatory Risk: Changes in zoning laws, rent control, tax laws, or environmental regulations may impact property value and returns.
• Manager Risk: Returns depend on the skill and integrity of investment managers and sponsors.
• Catastrophic Risk: Natural disasters, environmental damage, structural defects, or other unforeseen events may result in total loss of capital.
• Economic Downturn: Recessions, inflation, or other economic events can significantly reduce property values and rental income.
• Capital Loss: You may lose your entire investment. There is no guarantee of principal return.

3.3 No Guarantees

Past performance does not guarantee future results. We make no representations or warranties regarding future performance, distributions, or returns. Projections, estimates, and forward-looking statements are subject to risks and uncertainties.

3.4 Due Diligence Responsibility

You are solely responsible for conducting independent due diligence and analysis of investment opportunities. You should thoroughly review all investment materials, prospectuses, offering documents, and financial statements before investing.

4. Limitation of Liability

4.1 Disclaimer of Warranties

The Website and all materials, information, and services are provided "AS IS" and "AS AVAILABLE." Deens Wealth disclaims all warranties, express or implied, including:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranty that the Website is error-free or uninterrupted
• Warranty that defects will be corrected or services improved
• Warranty that information is accurate, complete, or current

4.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DEENS WEALTH SHALL NOT BE LIABLE FOR:

• Indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Loss of goodwill or reputational harm
• Any damages arising from your investment decisions
• Damages exceeding the amount you paid to Deens Wealth in the 12 months preceding the claim

This limitation applies even if we have been advised of the possibility of such damages and regardless of the legal theory (contract, tort, negligence, strict liability, etc.).

4.3 Exclusions

Some jurisdictions do not allow limitations on liability. To the extent applicable law prohibits these limitations, liability shall be limited to the maximum extent permitted by law.

5. Indemnification

You agree to indemnify, defend, and hold harmless Deens Wealth, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Website or services
• Your breach of these Terms
• Your violation of any law or regulation
• Your infringement of any third-party rights or intellectual property
• False information provided during account creation or verification
• Your investment decisions and outcomes

6. User Conduct & Prohibited Activities

You agree not to engage in any of the following activities:

• Violating any applicable laws, regulations, or third-party rights
• Providing false, misleading, or fraudulent information
• Attempting to circumvent accreditation or verification requirements
• Hacking, bypassing, or attempting to compromise security measures
• Uploading viruses, malware, or harmful code
• Scraping, crawling, or automated extraction of Website content
• Reverse engineering or attempting to discover source code
• Harassing, threatening, or abusing other users
• Spamming or sending unsolicited communications
• Trading on material non-public information
• Manipulating markets or engaging in fraudulent activities
• Violating these Terms or any supplementary agreements

Violation of these provisions may result in account termination, legal action, and referral to law enforcement.

7. Intellectual Property Rights

7.1 Ownership

All content on the Website, including text, graphics, logos, images, software, and designs, is the property of Deens Wealth or its content providers and is protected by copyright, trademark, and other intellectual property laws.

7.2 License Grant

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. You may not:

• Reproduce, modify, or create derivative works
• Distribute, publicly perform, or display content
• Sell, license, or commercially exploit content
• Remove copyright, trademark, or other proprietary notices

7.3 User-Generated Content

By submitting content (comments, messages, documents), you grant Deens Wealth a non-exclusive, royalty-free, perpetual license to use, display, and modify the content. You represent and warrant that you own or control all rights to the content and that it does not infringe third-party rights.

8. Third-Party Links & Services

The Website may contain links to third-party websites, services, and resources. We do not endorse, control, or assume responsibility for third-party content, services, or practices. Your use of third-party services is subject to their terms and privacy policies. We are not liable for any damages or losses arising from third-party services or links.

9. Dispute Resolution & Arbitration

9.1 Informal Resolution

Before initiating formal proceedings, you agree to attempt to resolve disputes informally by contacting us at legal@deenswealth.com with a detailed description of the dispute.

9.2 Binding Arbitration

ANY CLAIM, DISPUTE, OR CONTROVERSY arising from or relating to these Terms, the Website, or services shall be resolved by binding arbitration, not litigation. By agreeing to these Terms, you waive your right to trial by jury and the right to pursue claims in court.

• Arbitration shall be administered by JAMS (Judicial Arbitration and Mediation Services) under its Comprehensive Arbitration and Mediation Rules
• The arbitrator shall apply applicable substantive law and may award any relief available in court
• Each party bears its own attorneys' fees and costs, except as provided by applicable law
• The arbitration shall be conducted in English in the State of Delaware or mutually agreed location

9.3 Class Action Waiver

You agree that arbitration proceedings shall be conducted on an individual basis, not as a class action, consolidated proceeding, or representative action. You waive your right to participate in class actions against Deens Wealth.

9.4 Exceptions to Arbitration

The following shall not be subject to arbitration:

• Claims for injunctive or equitable relief to prevent irreparable harm
• Small claims court proceedings (if available in your jurisdiction)
• Regulatory investigations or enforcement actions

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. You consent to the jurisdiction and venue of federal and state courts located in Delaware for any proceedings arising from these Terms or the Website.

11. Modification of Terms

Deens Wealth reserves the right to modify these Terms at any time. We will notify you of material changes by updating the "Last Updated" date or providing prominent notice on the Website. Continued use of the Website following modifications constitutes acceptance of the updated Terms. If you do not accept any modification, discontinue use of the Website.

12. Termination of Access

Deens Wealth reserves the right to terminate your account and access to the Website for:

• Violation of these Terms or any supplementary agreements
• Suspected fraudulent or illegal activity
• Non-compliance with accreditation or verification requirements
• Failure to maintain accurate account information
• Any reason, with or without cause, at our sole discretion

Upon termination, your account and all access rights terminate immediately.

13. Entire Agreement

These Terms, together with the Privacy Policy and any supplementary agreements, constitute the entire agreement between you and Deens Wealth regarding the Website and services. These Terms supersede all prior agreements, understandings, and negotiations, whether written or oral.

14. Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect.

15. Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. No waiver shall be effective unless in writing and signed by both parties.

16. Contact for Legal Inquiries

For questions about these Terms, legal inquiries, or to report violations, please contact us:

17. Regulatory Disclaimers

17.1 Accredited Investor Verification

By completing our verification process, you certify under penalty of perjury that you meet all requirements to be an accredited investor. False certification is a federal crime subject to prosecution and civil penalties.

17.2 Investment Company Act Exemption

Investment vehicles offered through Deens Wealth may be exempt from Investment Company Act registration under Regulation D or other applicable exemptions. Such offerings are only available to accredited investors and are subject to strict investment limits.

17.3 No Public Offering

Investment opportunities are offered on a private, non-public basis to accredited investors only. They are not registered under the Securities Act of 1933 and are subject to significant transfer restrictions.

17.4 State Securities Compliance

Investment opportunities comply with applicable state and provincial securities laws, including Regulation D exemptions, Form D filings, and state-specific requirements.